The state of Mississippi requires all vehicle owners to have car insurance that includes, at a minimum, liability coverage. This pays for damages and injuries resulting from an accident at your fault. All other coverage is optional, but failure to carry a car insurance policy that meets Mississippi’s coverage requirements can result in a fine up to $1,000 and the suspension of your driver’s license for one year.
While Americans pay an average rate of $1,311 a year for their car insurance, in Mississippi, the average cost is $1,584. Insurance costs will vary from driver to driver because they are based on a number of factors such as your age, occupation, and driving record. Information about the vehicle, and even your credit score, can alter rates. Independent insurance agents can help you obtain and compare a selection of customized quotes so you can be sure you are getting your coverage at a good price.
I was not happy with my previous auto insurance provider, so I decided to do some research of my own. I found Trustedchoice.com, and after researching them I decided to make a call. After answering a few quick questions, they were able to find just what I was looking for.Michael of Hattiesburg, MS Consumer Affairs
All auto policies in Mississippi must include liability coverage for property damage and bodily injury. A minimum coverage policy will not cover damage to your own vehicle, so most lenders will require you to also carry collision and comprehensive coverage while you are still paying for your car. Your auto insurance policy may include the following:
New cars depreciate rapidly. If you currently owe more for your vehicle than it is worth, you may want to talk to your insurance agent about how gap insurance can provide an added layer of protection in the event that your vehicle is totaled.
There are currently 208 independent insurance agents in Mississippi who are ready to help you find the right car insurance policy. Independent agents are free to work with several different insurance providers, so they can obtain a variety of customized car insurance quotes that you can review and compare together. Let a local independent agent help you find the most affordable policy to meet your coverage and budgetary needs.